International Travelers’ Health Plans

Chances of having health-related concerns may increase if you are traveling in foreign countries. You may not qualify for any of the local government-sponsored health care programs considering that you are not a native of the country you are visiting.  If you travel internationally, therefore, it is very important to have an international health insurance plan.

International health insurance plans basically offer two kinds of plans: travel medical insurance and expatriate medical insurance.  Both cover the expenses of certain sickness or accidents.  However, each varies with regards to the length of the stay in the foreign country.

The more popular of the two plans would be travel medical insurance. It is often considered as a better option for travelers who are staying in a foreign country for a shorter span of time – usually covering only one tour or cruise and durations of  about seven days to twelve months.  Usually, million of coverage is given consisting of ordinary and emergency health care as well as country coverage and trip interruption.

Warkentin House – Gifts& Health Care Products – Health Care Netipot

History
Bernhard Warkentin
Wilhelmina Warkentin
Bernhard Warkentin was born in the village of Altonau of the Molotschna Mennonite settlement in the Ukraine on June 18, 1847. In 1872, he arrived in the United States to study the country’s agricultural, economic and political climate.
Wilhelmina Eisenmayer was born November 1, 1852, in Horse Prairie, Illinois. She and Bernhard were married August 12, 1875. They had two children: Edna Wella, born September 24, 1876, and Carl Orlando, born January 3, 1880.
Realizing the benefit the Mennonite farmers would be to the development of the Great Plains states, American railroad companies touted the advantages of settling in the midwestern United States. Between 1874 and 1884, about 15,000 Mennonites immigrated to America. The majority settled in Kansas. Bernhard Warkentin encouraged the immigrants to bring with them Turkey Red hard winter wheat.
In 1873, Warkentin settled in Halstead, Kansas, building Harvey County’s first grist mill and his farmstead on the Little Arkansas River. In planning for his mill, Warkentin visited several milling operations throughout the Midwest; among them was Conrad Eisenmayer’s mill in Summerfield, Illinois. It was there that he met Eisenmayer’s daughter, Wilhelmina.
In the fall of 1874, the Kansas countryside was first sown with Turkey Red wheat, the hardy, high-yield variety that gave Kansas its enormous productivity and made the region the breadbasket of the world.
Warkentin owned mills and elevators in Newton and Halstead, Kansas, and Blackwell, Oklahoma. He was instrumental in founding the Halstead State Bank, Kansas State Bank, Bethel Deaconess Hospital, and Bethel College.
Warkentin died by accidental gunshot on a trip in the Holy Land in 1908. Wilhelmina Warkentin lived in their Newton home until her death in 1932.
Interior
Foyer
The main entrance door displays a cut and etched glass panel imported from France.
English carpenters crafted the fine woodwork evident in the main staircase and the ball-and-spindle fretwork in the foyer.
The lavatory near the front door allowed dusty travelers to freshen up using an English cabinet with teardrop pulls and Italian marble washbasin. The lion-head towel holder is English.
Many small details exhibit the fine workmanship of the carpenters, and the leatherette wainscoting in the main foyer, lavatory, and stairwell is especially luxurious.
Parlor and music room
The fireplace in the parlor has a cherry mantelpiece and Italian tiles.
The rosewood/mahogany empire loveseat exhibits Chinese influence in carved dog’s heads and claw feet.
The box sofa was made in England, and the cornice molding around the ceiling repeats the “gadrooning” (radiating lobes) design of the sofa.
The woodwork in the other rooms continues the same themes begun in the foyer, but the woodwork in the parlor is cherry-finished walnut. The music room returns to oak woodwork, and the dining room is walnut. The sliding (pocket) doors between the music room and dining room were crafted of two woods, each side matching the appropriate room.
The music room and parlor have crystal chandeliers from Czechoslovakia.
The Steinway upright piano belonged to the Warkentins’ daughter, Edna, and the floor in the music room is covered by one of many Anglo-Persian carpets in the house.
The music room is spacious and well-lighted by windows on the east and south.
Dining room and kitchen
The Italian tile in the dining room fireplace portrays the goddess of agriculture, Demeter in Greek mythology or Ceres in the Roman pantheon.
The Warkentins entertained elegantly, and the china closet contains some of their original serving pieces; among the most striking is the chocolate pot.
The jeweled and stained glass windows on either side of the fireplace pre-date the house and are believed to be of Russian origin.
The large medallion in the wall covering echoes the emblem in the satin glass globes of the bronze chandelier and the wall sconces.
Nineteenth-century luxury did not extend to the kitchen. Electricity replaced gas for lighting soon after the completion of the house, but the old wood/coal cookstove continued in use for many years.
Indoor plumbing was installed two years after the completion of the house. A servant pumped water into a large, copper-lined reservoir in the third-floor attic at the beginning of each day. The three sinks in the kitchen are slate.
Bedrooms
The two-room master suite has a sitting room to the southwest. The birdseye maple suite is original to the house, but it was not located in the master bedroom.
The brass double bed is now in the northwest bedroom and also belonged to the Warkentins. Much of the furniture in the bedrooms is not original to the house. The trunk at the foot of the bed was used by the Warkentins in their travels.
The parquet flooring throughout the house consists of several different woods and is finely crafted. The most unusual floor covering is in the master suite, where bright red Russian rugs, originally in the music room, have been moved for preservation. Warkentin himself purchased them in Russia, and the thistle pattern displays the Russian national flower.
Library
The most unusual fireplace is in the library. The tile is again Italian, but the hearth displays a most unusual diagonal band.
Bernhard Warkentin’s roll-top desk is no longer on the east wall of the library, but his wife’s oak writing desk stands in that location. His favorite chair has striking lion’s heads on the arms and claw feet. The design on the coal scuttle is similar to that on the etched glass of the front door. The walnut library case is one of the few furnishings native to Kansas. It was constructed in Leavenworth and contains family books.
Notes
^ “National Register Information System”. National Register of Historic Places. National Park Service. 2007-01-23. http://www.nr.nps.gov/. 
Categories: Houses on the National Register of Historic Places in Kansas | Historic house museums in Kansas | Museums in Harvey County, Kansas

Ohio Family Health Insurance Plans

Ohio health insurance companies like HumanaOne, Medical Mutual and Anthem offer a wide range of comprehensive plans for individual and families. They have effected changes in their in their health insurance plans to accommodate the requirements of the recent health reforms.

Ohio Family Health Insurance Plans

Ohio family health insurance includes managed care and indemnity plans. Managed care health insurance plans available to Ohio residents include HMOs (Health Maintenance Organization), PPOs (Preferred Provider Organization), and POS (Point of Service).
The comprehensive HMOs offer a wide network of doctors, hospitals, and other health care providers. The primary care doctor refers the patient to a specialist if necessary. These plans involve a flat monthly fee and usually no deductibles
PPOs are another affordable option as they offer coverage with any doctor or specialist.
POS plans have features of both HMOs and PPOs. As with an HMO, a primary care physician refers you to specialists when necessary. They offer the option to see physicians outside of the network, but the insurance company pays less for out-of-network services.

An affordable option is a HSA (Health Savings Account) which mean a high-deductible plan as well as a Health Savings Account. Catastrophic coverage, low monthly premiums and a tax-free savings account to save money for routine medical expenses are the advantages of having a HSA